Effect of COVID – 19 on Insurance andn Mediclaim Policies

The Covid – 19 disease which is caused by the Novel Corona Virus, was first discovered in the Wuhan, Central China’s Hubei Province. It is spread through physical contact with the person affect. Economic expert through their studies have claimed that the spread of the pandemic disease at this alarming rate is capable of bringing the countries with the riches of its economies to its knees. Due to the lockdown imposed to prevent the spread of the disease, the option of invoking Force Majeure Clause by parties to various commercial, private, service and employment Contracts and/or Agreements have paved way for their inability to perform citing instances of impact of the Virus.

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